Manufactured Park Insurance

Specialized Coverage for Manufactured Home Communities & RV Parks Since 1991

For over 30 years, JMI Insurance has been a leading provider of Manufactured Park Insurance and RV Park Insurance in Oregon and Washington. Since our beginning in 1991, we’ve insured hundreds of manufactured home parks, mobile home parks, RV parks, campgrounds, and mixed-use communities across the Pacific Northwest.

Whether you manage year-round tenants, seasonal RV guests, transient campers, or a hybrid community, our commercial insurance team—led by manufactured & RV park specialist Lynne Lindekugal—builds custom policies that protect every unique exposure your park may face.

✔ 30+ Years of Manufactured & RV Park Expertise

We understand the risks unique to each type of park:

• Tenant-owned homes

• Park-owned units

• Seasonal RV sites

• Transient RV spaces

• Long-term RV residents

• Campground operations

• Utility systems and shared infrastructure

Each presents different insurance needs—and we’ve mastered them all.

• Our book includes:

  • Manufactured home parks

  • Mobile home parks

  • RV parks & RV resorts

  • Campgrounds

  • 55+ manufactured home communities

  • Mixed-use MH/RV communities

  ✔ Dedicated Park Specialist: Lynne Lindekugal

  Lynne is one of the Northwest’s most experienced specialists in Manufactured Park, Mobile Home Park, and RV Park Insurance, known for industry knowledge, competitive pricing, and fast response times.

  ✔ We Work With Top Carriers That Specialize in Park Coverage

  Manufactured & RV parks are niche risks.
  We work with the specific carriers that understand the industry—so you receive correct coverage and strong pricing.

Property Coverage

• Park-owned homes

• Bathhouses & washrooms

• Clubhouses & rec centers

• Office buildings

• Utility structures

• Roadways & signage

• Maintenance equipment

• Water/sewer systems

• Laundry rooms

• Storage buildings

• Fences, gates & lighting

Covers day-to-day operations for:

• Manufactured home communities

• RV parks

• Campgrounds

• Seasonal or transient RV guests

• Common areas

• Recreational amenities

• Campground liability

• Bathhouse & shower facility coverage

• Pool or spa liability

• Fire pit & BBQ area liability

• Slip-and-fall at hookups

• Pet-related exposures

• Playground injury liability

• Wi-Fi & tech-related exposures

• Guest personal property

• Utility pedestal & electrical hook-up liability

Crucial for parks that rely on:

• Monthly pad rents

• Daily/weekly RV revenue

• Seasonal occupancy

• Tourist traffic

Covers pumps, well systems, electric panels, water heaters, and more.

RV parks especially need higher limits due to higher foot traffic and short-term guests.

• Cyber liability (rent collection & tenant portals)

• Workers’ compensation

• Commercial auto

• Directors & officers / professional liability

We tailor each policy to match the exact configuration of your park.

Manufactured and RV parks face unique exposures, including:

• Shared utilities

• Public access to common areas

• Transient RV traffic

• Recreational activities

• Older infrastructure

• Higher foot traffic

• Seasonal occupancy changes

• Guest vs. tenant liability differences

General commercial insurance doesn’t cover these correctly—but specialized park insurance does.
That’s why choosing an experienced agency is essential.

Oregon

We insure Manufactured Home Parks & RV Parks in:
Beaverton • McMinnville • Salem • Bend • Eugene • Springfield • Roseburg • Albany • Portland Metro • Yamhill County • Washington County • Marion County and more.

Washington

Vancouver • Spokane • Tacoma • Seattle Metro • Tri-Cities • Olympia • Vancouver-Kelso corridor and surrounding communities.

Whether you own a manufactured housing community, a full RV resort, or a hybrid park, our team delivers unmatched expertise and competitive pricing.

📞 Call JMI Insurance: (503) 671-9966
📩 Get a Quote Online at jmiinsurance.com
👩‍💼 Ask for Lynne — our Manufactured & RV Park Specialist

Running a manufactured home park or RV park comes with unique responsibilities—and unique risks. From shared utilities and tenant liability to transient RV guests and seasonal occupancy, park owners face exposures that standard commercial policies don’t address. Our FAQ section breaks down the most common questions park owners ask about coverage, requirements, and protections. At JMI Insurance, we’ve specialized in Manufactured Park & RV Park Insurance since 1991, and we’re here to make these complex topics easy to understand.