JMI Insurance provides extensive insurance coverage and plans to protect your home. We work with you to make sure that the insurance policy you choose has the coverage that you are looking for at the price you can afford.


At JMI Insurance, we go above and beyond the call of duty to provide our customers with the quality insurance that they expect and deserve. With over 30 years of experience in home insurance, we can set you up with a policy that covers your most prized possession; your home.

Your home is where you eat, sleep and spend time with your family. It is where memories are made and where you can relax after a long day of work. In other words, your home is the most important place in the world to you. It is a culmination of everything you have worked so hard for. We understand how important your home is to you, which is why we will do everything we possibly can to find a home insurance policy that can adequately protect your home. We work with 15 highly-acclaimed insurance carriers, such as MetLife and Progressive, which allows us to choose from a wide selection of different home insurance policies. Our agents will expend every effort to find the policy with the lowest rates and the most benefits. We offer insurance policies that protect your home from natural disasters, such as flash floods, earthquakes and fires. We also offer protection from burglaries and other crimes.

Experienced Home Insurance Agents

Once we set you up with a policy that you are satisfied with, we will walk you through everything you need to understand about that policy. Our courteous and professional insurance agents are always available to speak with you one-on-one over the phone or face to face. We will never transfer you over to an automated system or put you on hold. We know that you expect more from your insurance agency, and we are happy to provide our customers with unrivaled attention and service. We do not take our responsibilities to you lightly, and we will work hard to protect your home and your possessions from whatever Mother Nature throws your way.


Fire Insurance Policies

We at JMI Insurance are devoted to making the process of finding great insurance straightforward and simple for our customers. We have over 30 years of experience working with home insurance, and one of our specialties is fire insurance.

There are home fires reported about every 85 seconds in the U.S., and in the year 2012 alone fires caused around $7 billion in property damage in residential homes in the U.S. Fire insurance is one of the most important kinds of home insurance. It is essential for protecting your family, your home and your possessions in the case of a fire. We work with a wide selection of top insurance providers such as Safeco and Liberty Northwest so that we can find a home insurance policy that you can feel satisfied with. We will find you a fire insurance policy that provides the best coverage for the best value. You won’t pay an arm and a leg on your premiums, and you won’t have to worry about worst-case scenarios in case of a fire in your home.

Protect Your Home with Fire Insurance

We can get you a great fire insurance policy, and our friendly and hard-working insurance agents will be with you every step of the way to provide phenomenal customer service. We give personal attention to every single customer that we work for. Our agents will listen attentively to your individual insurance needs and find a policy that covers all of those needs. If a fire occurs in your home, it can destroy everything you and your family have worked so hard for. We understand this, which is why we have made a point to give our customers the best possible protection from fire damage. With a policy from JMI, you can feel safer knowing that your home and possessions are covered for in the case of a fire.


Flood Insurance Policies

At JMI Insurance, we show every single one of our customers the same degree of respect, attention and courtesy. Our professional and polite insurance agents have over 30 years of experience working with flood insurance, and are well-equipped to protect your home and valuables in the event of a flood.

Floods can have a devastating effect on communities. They can force you and your entire family to uproot and relocate as flood waters ravage your home and your treasured belongings. In fact, floods are the most common natural disaster in the U.S., and account for billions of dollars in damages every year. The average loss reported during floods is $48,000. It doesn’t take much water to cause permanent damage to your home. Even if your home is not located directly in a floodplain or a flood zone, flooding can still cause extensive damage. About one quarter of all flood losses occur in low-risk and moderate-risk flood zones. It is important to protect your home and your possessions with flood insurance that you can count on. We work with 15 of the best insurance companies in the business so that we can scan through all of their policies and find the one that provides quality protection at a great value.

Protect Your Home with Flood Insurance

Our customer service is also the best in the business. When you call JMI Insurance with questions or concerns, you will always talk to one of our real agents right here in Portland. You won’t talk to a computed voice system, and you won’t be put on hold for extended periods of time. Our insurance agents truly care about the well-being of our customers, and will work around the clock to ensure that we find you the best possible flood insurance policy. When you work with JMI Insurance, you will experience truly exceptional customer service.


Earthquake Insurance Policies

At JMI Insurance, our customers are always our number one priority. We are a highly trusted Portland insurance agency that has been in operation for several decades. We are a local company, but we gladly serve customers in Washington, California and elsewhere.

As recent as 2010, Oregon state officials estimated that only one out of every five Oregon homeowners has earthquake insurance. This is a startling statistic considering that Oregon is one of the top three states that is most likely to see a major earthquake in the near future. In fact, the head of the Active Tectonics and Seafloor Mapping Laboratory has put the chances of a powerful earthquake occurring off the coast of Southern Oregon in the next 50 years at one in three. Those are daunting odds, especially when you consider how many people are completely unprotected from such a disaster. We work with 15 of the most respected insurance providers in the nation. This enables us to choose from a selection of different insurance policies so that we can find one that corresponds with your needs. We will find an earthquake insurance policy that will cover your home in the case of a massive earthquake. It never hurts to be prepared.

 Protect Your Home with Earthquake Insurance

Our insightful and intelligent insurance agents strive to maintain the highest possible level of customer service. If you aren’t satisfied with your insurance policy, then we aren’t doing our jobs right. You can call us at any time and speak with one of our agents in Portland. They are always more than happy to answer your questions and go over the details of your policy with you. The better you understand your insurance policy, the better prepared you will be in the event of an earthquake. Let us help you find a policy that will sufficiently protect your home from earthquake damage.


At JMI Insurance, we pride ourselves on being knowledgeable and experienced when it comes to home insurance. We can provide a wide spectrum of home insurance policies, from protection against natural disasters to manufactured home insurance and mobile home park insurance. If you want to experience a better way to do insurance, give us a chance to help you.

Manufactured homes and mobile homes are technically the same thing. After 1976, the government just referred to all mobile homes as manufactured homes. With over 30 years of experience in home insurance, our smart and resourceful insurance agents have the skills and knowledge to find an insurance policy for your manufactured home. We work closely with more than 15 first-rate insurance providers, such as The Hartford and Travelers. Working with so many different providers allows our agents to thoroughly scan through a number of different policies to find the one that provides you with the best coverage for your manufactured home at the least expense. We can find you a policy that covers your home, your possessions and any injuries that occur on your property.


Protect Your Manufactured Home

Once we have set you up with an insurance policy that you find to be satisfactory, we will remain in touch with you so that we can help you out whenever you are having trouble. When you give us a call, you will speak with a real person, not a recorded voice message. Our industrious insurance agents are available around the clock to talk you through any problems you may be having or to discuss the details of your insurance policy. If you are ever unclear about anything regarding your policy, don’t hesitate to call one of our agents. They have years of experience in manufactured home insurance, and they have seen it all. No matter what the issue, our agents will be able to clear it up in a timely fashion.


At JMI Insurance, we are proud to provide premiere quality insurance to our customers living in the Portland, Oregon area and beyond. We are a local company, but we also serve customers in Washington and California. Being a local and independent insurance agency allows us to focus on providing our customers with the best possible insurance policies and the best possible service and support.


We represent more than 15 of the most prominent insurance carriers in the industry. This allows us to be very flexible when choosing a renters insurance policy for you. Renters insurance is very important, but most people don’t get it or don’t even know what it is. You may think that you are covered under your landlord’s insurance policy. However, the landlord’s policy only covers the building, not your possessions. It also doesn’t cover injuries that occur in your rental home or apartment. With a renters insurance policy, you will be covered in case your possessions are stolen or damaged. Our agents have decades of experience in analyzing and comparing different policies to determine which one will be the best fit for your specific situation. Rental insurance is very affordable, so we can easily find a policy that will fit your budget.

Protect Your Valuables with Renters Insurance

When you are working with an insurance agency, it really helps to be working with a company that has your best interests in mind, not the best interests of a big insurance provider. As an independent Portland insurance agency, we work exclusively for our customers. You can call us at any time and speak with one of our sensible insurance agents. They will help guide you through any difficult situations. They can also help you understand the ins and outs of your insurance policy and answer any of your questions or concerns. With all of their years of experience, there isn’t a problem that they have seen that they can’t solve.


Our team of trained and licensed insurance agents is dedicated to maintaining the highest level of customer satisfaction. As an independent insurance agency, we are here to serve you, our customers; not the insurance carriers that we represent. When you work with JMI Insurance, you can relax knowing that we will always have your back.

Burglary is a growing problem, and one that affects just about everyone at one point or another. According to the FBI and the U.S. Census Bureau, in 2010 there was a burglary in the U.S. every 14 seconds. That added up to more than two million burglaries committed with a total cost of more than $4 billion. That equates to about $2000 in stolen property per burglary. Not to mention the potential for damages from forced entries, such as shattered windows and broken doors. Burglaries can also have a mental and emotional toll on homeowners. You may be unable to feel safe in your own home. At JMI Insurance, we work with 15 of the nation’s leading insurance providers. This gives us a huge selection of insurance policies to choose from so that we can find a burglary insurance policy that will minimize the impact that a burglary can have on your finances and on you and your family’s emotional well-being.

Protect Your Home with Burglary Insurance

Not only can we provide you with the best possible insurance policy, but we will work closely with you after it is finalized to clear any remaining hurdles. When you call us, one of our cordial and helpful insurance agents will personally take your call. You won’t be transferred around and you won’t be forced to talk to a robot. We will gladly answer your questions and ease any worries you may have regarding your burglary insurance policy. We can even offer useful tips for preventing burglaries in the future.


Local & Reliable

Having a local and reliable insurance agency is a concept that most people have not enjoyed. Our loyal customers get all the benefits and the best rates without the headaches. When you call JMI Insurance you will speak to a real person located right here in Portland, Oregon. Call JMI Insurance to find dozens of home insurance options.

Your First & Only Choice For Insurance

Q: Why is JMI Insurance the best choice for insurance?

A: As an independent insurance agency we do not work for the insurance carriers, we work for you the customer. We all take insurance for granted, but when it comes time to make a claim, we want to be covered. Insurance can be confusing, but it does not have to be that way. We are always here to explain your coverage and to find a policy to suit your exact needs. We take the time to make sure your covered with a policy that not only fits your exacting requirements, but your pocket books as well. We do business with many different insurance carriers so we can find the best insurance for you, at a price more competitive than any non-independent insurance agency! Give us a try and you can have a friend in the insurance industry!

JMI Insurance is Portland’s premier Insurance Agency.

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