Business Insurance Portland | Workers Comp | Commercial Policies
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Business Insurance ⇒
At JMI Insurance, we work for you, not the big insurance companies. As a Trusted Choice® independent insurance agency based in Oregon, we work with top-rated carriers to compare policies and find the best coverage for your needs. From small startups to established businesses, we work for you.
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Free Insurance Quotes for All Businesses
Whether you own small shop, manage a growing team, or operate a large business, you need insurance that fits the way you work. At JMI, we provide custom tailored business insurance coverage for retail stores, contractors, restaurants, delivery services, offices, and more.
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All Business Insurance Under One Roof
We’re a local, independent insurance agency that works for you. That means we compare quotes from dozens of trusted carriers to find business insurance policies that match your operations and budget.
More About How
JMI Business Insurance
Protect Your Oregon Business With Coverage You Can Trust
Running a business comes with risk. At JMI Insurance, we make protecting your business simple. Our team works with top insurance companies to find coverage that fits your needs, your industry, and your budget.
We’ve helped Oregon business owners for over 30 years, and we know every business is different. We’ll guide you through your options and build a policy that gives you peace of mind.
Why Choose JMI Insurance?
Local & Independent
We are a local Oregon agency, not a call center. Because we’re independent, we work for you, not the insurance carriers.
More Choices, Better Pricing
We shop multiple companies and compare quotes. This saves you time and often saves you money.
Fast, Simple Process
Tell us about your business. We’ll match you with policies that fit your needs — no confusing insurance jargon.
Experienced Commercial Agents
Our team understands the risks faced by small, mid-size, and large businesses across Oregon.
What types of business insurance do I need?
The coverage you need depends on your industry, size, and daily operations. Most Oregon businesses start with General Liability, Commercial Property, Workers’ Compensation, and Commercial Auto. Many also add Professional Liability, Cyber Liability, or a Business Owners Policy (BOP).
How much does business insurance cost?
Pricing varies based on your type of business, number of employees, claims history, and the level of coverage you choose. Because we compare rates from multiple carriers, we can help you find the most affordable option for your needs.
Why should I choose an independent insurance agency?
Independent agencies like JMI Insurance work for you, not the insurance companies. This means we can compare quotes, customize coverage, and help you find the best value—without being tied to one carrier.
Do Oregon businesses need Workers’ Compensation Insurance?
Yes. In Oregon, most employers are legally required to carry Workers’ Compensation Insurance. It covers employee injuries, medical costs, and lost wages. We can help you stay compliant and protected.
What does General Liability Insurance cover?
General Liability helps protect your business from claims involving:
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Bodily injury
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Property damage
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Legal fees
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Customer accidents
It’s one of the most important policies for any business.
Can I bundle my business insurance policies?
Yes. Many small to midsize businesses can save money by bundling liability and property insurance into a Business Owners Policy (BOP). We’ll let you know if bundling is a good option for your company.
How fast can I get a business insurance quote?
Most quotes are available the same day. For many industries, we can provide options within minutes. More complex businesses may require additional information, but we keep the process fast and easy.
Do you insure businesses outside of Oregon?
Yes. While we are proudly based in Oregon, we work with businesses in many states, including Washington, Idaho, California, and Arizona, and provide the same level of support and customer service.
What information do you need to get started?
To prepare an accurate quote, we may ask for details such as:
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Your business type
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Number of employees
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Annual revenue
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Property or equipment value
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Current insurance documents (if any)
You can start the process online or by giving us a quick call.
How can JMI Insurance help my business save money?
We compare rates from over 15 insurance carriers, identify discounts, and tailor coverage so you only pay for what you truly need. Our goal is to get you the best protection at the best price.
Business Insurance We Offer
Below are the most common policies business owners need. If you’re not sure which coverage you need, we’ll help you choose.
General Liability Insurance
Protects your business if someone is injured or if their property is damaged.
Covers:
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Customer injuries
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Accidental property damage
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Legal fees
Commercial Property Insurance
Protects your building, tools, equipment, and inventory.
Covers:
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Fire
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Theft
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Vandalism
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Storm damage
Business Owners Policy (BOP)
A BOP combines general liability and property insurance into one affordable package. Ideal for small to medium-sized businesses.
Workers’ Compensation
Required in Oregon for most businesses. Covers employee injuries, medical bills, lost wages, and recovery support.
Commercial Auto Insurance
Covers business-owned vehicles, employees driving for work, and liability from accidents.
Perfect for:
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Contractors
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Service companies
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Delivery vehicles
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Fleet operations
Commercial Umbrella Insurance
Extra liability protection that sits on top of your existing policies. Helps protect your business from large claims or lawsuits.
Professional Liability (E&O)
Great for consultants, agents, contractors, and service providers. Protects you from claims of mistakes or incomplete work.
Cyber Liability Insurance
Protects your business from cyberattacks, data breaches, and lost customer information.
Commercial Bonds
We offer many types of bonds required for licensing and contracting in Oregon.
Not Sure What Coverage You Need?
Every business is unique — and insurance shouldn’t be one-size-fits-all.
Our agents will:
✔ Learn how your business works
✔ Review your risks
✔ Compare quotes from many carriers
✔ Recommend the right coverage for your budget
We make the process quick and stress-free.
Get a Free Business Insurance Quote
Whether you’re opening a new business or want to compare rates, we’re here to help.
Call us, request a quote online, or stop by any of our convenient Oregon locations.
📍 Local Offices in:
Beaverton • McMinnville • Newberg • Tigard
Get a Free Quote
Start with free no-obligation custom quote from our team of experts.
Business Insurance That Works as Hard as You Do
Running a business means taking risks. But your insurance coverage shouldn’t be one of them. At JMI Insurance, our team delivers custom tailored business insurance solutions that protect your company’s assets, employees, and long-term success. As your independent insurance partner, we work with top-rated carriers to offer comprehensive protection, without the hassle.
We Represent You!
Not the Insurance Companies
Unlike captive agents, we represent your best interest, not a single insurance provider. As a Trusted Choice® independent agency, we compare multiple carriers on your behalf. This ensures you receive the right coverage at the best available rate. Whether you operate a single storefront or manage multiple locations, we’ll customize a policy that fits your business needs. No fluff, no fillers, no wasted dollars, just results.
From Startup to Enterprise
JMI Has You Covered
Every business has unique risks. You know that. And we know that. But surprisingly, not everyone does. That’s why our team takes time to understand you, your industry, and your goals before recommending a solution. Once we identify your needs, our team builds a policy around them. Simple as that. You know you’re covered when it counts with JMI Insurance. In fact, many of our clients come to us after discovering their previous policies left dangerous gaps in coverage. We fix that.
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As an independent insurance agency, We Work For You!