As the leaves begin to fall and the weather shifts, it’s a great reminder to take a closer look at your auto insurance coverage and vehicle safety. Changing seasons bring new driving conditions—slick roads, fog, rain, and soon, icy mornings—and being prepared can save you time, stress, and money.

Why Review Your Auto Insurance in the Fall?

• Weather Risks Increase – Shorter days, wet leaves, and the first frosts can lead to more accidents. Make sure your liability and collision coverage is up to date.

• Comprehensive Coverage – Fall storms can bring down branches, hail, or flooding. Double-check that you have coverage for these events.

• Roadside Assistance – If your policy doesn’t include it, consider adding this feature before cold weather hits.

• Policy Updates – Have you bought a new car, added a driver, or changed your commute? Fall is a great time to make sure your coverage matches your needs.

Vehicle Checks Before Cold Weather Arrives

• Tires – Check tread depth and tire pressure. Consider winter tires if you drive in snow or icy areas.

• Battery – Cold weather is tough on batteries—test yours before the season changes.

• Wipers & Fluid – Replace worn wiper blades and switch to winter windshield washer fluid.

• Brakes – Make sure they’re inspected and working properly.

• Lights – Ensure headlights, taillights, and turn signals are clean and fully functional for darker days.

• Emergency Kit – Pack blankets, a flashlight, jumper cables, and a first aid kit in your trunk just in case.

At JMI Insurance, we want you and your family to stay safe on the road this season. If you’d like a complimentary policy review to ensure you’re ready for fall and winter, give us a call today.