Business Insurance Portland | Workers Comp | Commercial Policies

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At JMI Insurance, we have a staff of hard-working, talented insurance agents who will work hard to guarantee your satisfaction. Naturally, our agents know what they’re talking about when it comes to workers compensation insurance coverage. No one is better at helping you find a policy that improves your business and makes for happier and more productive employees.

Workers Comp Insurance Policies

Did you know, that on average, 13 workers die on the job every day in the United States. Undeniably, many more than that are injured in workplace accidents. In fact, during just one year in 2011 alone, an estimated $334 million was spent on worker’s compensation medical services. Subsequently, no matter how closely you follow safety procedures, accidents will still happen in the workplace.

Therefore, this is yet another reason why it is important that companies and businesses have some form of insurance in place to protect their employees. In fact, in most states it is illegal not to have a worker’s compensation policy.

When you’re choosing the right policy that will cover your business in the event of a worker’s compensation claim, it is important to understand all of the details of that policy. You will find that our insurance agents are experts when it comes to Oregon commercial insurance, and selecting worker’s compensation insurance policies is just one of their specialties.

As we’ve said before, we collaborate with 15 of the nation’s most esteemed insurance carriers to ensure that we have ample selection to choose from when selecting a policy that satisfies all of your requirements.

Protection You Deserve

After you give us a call, not only will we set you up with a great insurance policy, we will help you along every step of the way. Our smart and accommodating insurance agents are always available to speak directly with you over the phone or face to face.

Naturally, our agents are highly knowledgeable about worker’s compensation insurance, and many other insurance policies. They will answer your questions and carefully explain anything regarding your policy that you may be unsure about. Our customers are very important to us, and we strive to provide every one of them with the best possible customer service.

From the very first quote to policy reviews and claims support, JMI Insurance provides unmatched service. We believe in real relationships, not just transactions. That’s why our clients stick with us year after year. Call JMI Insurance now to see the difference for yourself.

REQUEST A FREE QUOTE TODAY.

REQUEST A FREE QUOTE TODAY.

Naturally, we provide voluntary employee benefits. In fact, our experienced agents help business owners like you provide voluntary employee benefits that do not cost you anything. In case you did not know, voluntary employee benefits policies are 100% employee paid. In fact, there are no direct costs to the business owner to offer these benefits to their employees.

Meanwhile, the business owner may allow their employees to participate at a significantly reduced premium along with the option of pre-tax benefits on most of our policies, which may reduce the impact on their paycheck by over 25% to 30%.

Contact Lathen Gorbett: 503-891-9311

What Are Voluntary Benefits?

Simply put, voluntary benefits are additional insurance options that employees can choose to purchase. Most of the time, it’s at a group rate within a company through their payroll deduction. Since they’re optional, employers aren’t required to pay for them. However, they are not requirted, yet they still add significant value to your benefits package.

Voluntary Employee Benefit Policies

JMI Insurance will provide you with options to make the best decision for your business. Selecting a voluntary employee benefit policy can be difficult, but we’ll help guide you through the process. Additionally, JMI Insurance is committed to high quality customer service. We are the local Portland insurance agency you need! When you’re ready, feel free to contact us today for a Free No Obligation voluntary employee benefits consultation.

As today’s workplace evolves, so do employee expectations. While traditional health insurance is essential, many businesses are offering voluntary employee benefits, too. These supplemental options not only strengthen retention but also enhance recruitment. More importantly, they do it without placing additional cost to your company.

Initially, most employers focus on the essentials. As you know, these include health, dental, vision. However, as your company grows, you want more coverage. Obviously, it’s wise to go beyond to keep good staff. Voluntary benefits allow you to support your team without overextending your budget. In fact, they show your employees that you care about more.

Protection You Can Count On

Can voluntary employee policies include dental? Definitely, voluntary employee benefit policies can include Dental. In fact, they can also include Accident Indemnity, Person Sickness Indemnity, Short-Term Disability, and Life Insurance (Term and Whole). And, it can also include Vision, Cancer, Specified Health Protection, Hospital and Intensive Care Indemnity. Naturally, we all know accidents can happen to anyone and we deliver the peace of mind you can count on. With JMI you can rest assured knowing that you are covered.

From the start, our experts will help you design a benefits package that complements your existing coverage. First, out team reviews your current offerings. Next, we identify gaps and missed opportunities. Then, we present vetted options from top-rated carriers. It’s that simple.

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Without reservation, we are ready to serve your Portland crime insurance needs. JMI Insurance are excited to be one of the most reputable and esteemed independent insurance agencies operating in Portland, Oregon.

Naturally, we are devoted to giving our customers first-rate insurance and service. We are specialists in all kinds of Oregon commercial insurance, from brewery insurance to restaurant insurance, we do it all.

Crime Insurance Policies

In Portland’s ever changing business climate, risks are everywhere. From break-ins and internal theft, to riots and digital fraud, crime is everywhere! And, it doesn’t always wear a mask. That’s why smart business owners carry commercial crime insurance to protect what’s important.

As you know, crime can have a very significant negative impact on your business. Not only external crime, but internal as well. One out of every three employees admits to stealing from their employer. The average length for an employee fraud scheme is 18 months!

In fact, in the year 2008 alone, seven percent of business revenue was lost to employee fraud and abuse. Small businesses are more vulnerable to internal theft and fraud than big ones. It can be difficult to prevent because sometimes the employees that you trust the most can be the ones that are taking advantage of you.

Now, we aren’t suggesting that you never trust any of your employees; Most of them are honest and hard-working people. We can find a crime insurance policy that protects your business from internal and external crime.

Unlike standard property policies that cover physical damage or loss from fire or natural disasters, crime insurance focuses on financial loss due to criminal acts.

As stated prior, we have access to over 15 of the country’s most respected insurance carriers, so we have ample selection when choosing an insurance policy for your business. You will find that our accomplished and capable insurance agents have decades of experience comparing policies, and you can be sure that they will find the best policy possible to protect your business.

Protection You Can Count On

Once we have set you up with an insurance policy, we won’t just cut ties with you. You will find that our agents are available around the clock to speak with you face to face or over the phone. They are well-learned on most types of insurance, so they will gladly help you understand the technicalities of your insurance policy that you aren’t clear about. We will treat you as if you are our only client, and what is important to you is automatically important to us.

In business, prevention is powerful, and being prepaired is essential. Don’t wait until after you’ve suffered a blow to find out your policy doesn’t cover fraud or theft. Rest easy with crime insurance from JMI Insurance. Call us now, let’s talk today. Let’s build a crime coverage plan that helps your Portland business stay protected.

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As you may already know, at JMI Insurance, we show each and every one of our customers and clients the same level of respect and attention. That’s why, when you work with us, you get to experience truly exceptional customer service. We specialize in providing clients with airtight Portland business insurance.

Unfortunately, many people either choose to skimp out on their umbrella insurance policy, or they just simply have no idea what an umbrella policy is. Umbrella policies provide extra coverage outside of what your auto and home insurance policies cover. If you are ever sued over an accident or other unfortunate incident, you could be deemed liable.

In fact, will have to pay a fortune in legal defense fees, and you could be sued for both your current assets as well as your future earnings. Obviously, a lawsuit can take away everything you have worked so hard to obtain. You know it can really have a devastating impact on the future financial stability of your family and/or your business. make the right call. Contact JMI Insurance today.

Obviously, it is recommended that you get an umbrella policy that covers at least your total net worth. That way if you are sued, you will not be liable for the majority of the settlement. We have a team of insurance agents who are experts on umbrella insurance policies.

When it comes to protecting your business, standard liability coverage is only the beginning. As lawsuits grow larger and claims become more complex, one incident could break you. That’s why smart business owners in Portland turn to commercial umbrella insurance for added security.

Protect Your Future with an Umbrella Policy

Being a local and independent insurance agency allows us to work exclusively for our customers. You will find our insurance agents also provide excellent customer service and support. In fact, they will discuss your policy with you either face to face or over the phone.

You won’t be placed on hold and we won’t patch you through to an automated system. They will gladly answer any of your queries and address any worries you haFweve about your policy. Our unmatched level of customer service is what really sets us apart from other insurance agencies.

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